Some other Disputes in Idaho Falls

Automobile Insurance

The State of Idaho mandates that anybody who registers an automobile in the State of Idaho have liability insurance. Liability insurance is necessary by law, but there are numerous other types of automobile insurance that ought to be considered; those include comprehensive, collision, uninsured and underinsured motorist coverage. Idaho law makes it necessary that somebody who registers a vehicle to operate on the highways in Idaho carry a minimum of $25,000/$50,000 liability insurance. Liability insurance provides liability coverage for up to $25,000 for just one injured person and no more than $50,000 for all persons injured in a single accident. However, some individuals in violation of the law do not carry automobile liability insurance and, therefore, it is prudent for those who operate automobiles on the highways to carry both uninsured motorist and underinsured motorist coverage. Uninsured motorist coverage pays only when the person that causes your injury through their negligence doesn't have insurance. Underinsured coverage provides coverage to a person injured by the negligence of another if the other person's insurance coverage is under the underinsured motorist coverage carried by the injured person. For instance, if Party A was injured by the negligence of Party B and Party B had $25,000 of insurance but Party A's medical bills were $50,000, then if Party A had uninsured motorist coverage it wouldn't help him because Party B had insurance. However, if Party A had underinsured motorist coverage with a policy limit of $50,000, he would be capable of obtain another $25,000 from his own insurance company as well as the $25,000 available from the insurance company of Party B who caused the injury. Comprehensive insurance is insurance to cover damages to a person's automobile that may be caused by things like hail or vandalism. Collision insurance would pay for the property damage to the policyholder's car occurring in a collision, whether or not the collision was caused by the negligence of the policyholder.

Life Insurance

According to law of Idaho, life insurance pays to the named beneficiary the sum of the policy upon the death of the individual whose life was insured.

Accident Insurance

There are many kinds of accident insurance in Idaho law, but typically it offers additional insurance coverage when the insured's death is caused by an accident.

Health Insurance

Health insurance, whether it's group or individual insurance, is supposed to cover particular types of medical expenses incurred by an individual or that individual's family if there is family coverage. There are numerous forms of health insurance, with many different amounts of coverage, deductibles, etc.