A Handful of Insurance Disputes in Idaho Falls

If you have an Insurance Dispute in Idaho Falls, consider the Idaho Falls law firm of Thomsen Holman Wheiler PLLC. We have significant expertise representing individuals, businesses, and insurance companies on many insurance matters including coverage issues. Many individuals don't realize the nature of the insurance that they or others carry that may effect them. This is a brief description of only a couple of the insurance products that are generally used. This information is for general background purposes only and is not intended to be legal advice:

Homeowner's Insurance

Everyone who owns a home ought to carry homeowner's insurance. The standard homeowner's insurance policy will provide money that can help pay for repairing or rebuilding the home if it's damaged by fire and some other destructive events. Additionally, most homeowner's policies provide money to help pay for damage to personal property belonging to the homeowner. Generally, items with special value, for example jewelry or works of art are either not covered or the dollar amount of coverage is quite low, unless you pay extra to insure such things. Titled vehicles, for example automobiles, even if they are housed in a garage, are usually not covered under a homeowner's policy, if they're destroyed or damaged by fire.


Furthermore, most homeowner's policies provide liability protection to the homeowner for the homeowner's carelessness. For instance, if a homeowner has a dangerous condition on his property that injures another person due to the homeowner's negligence, the homeowner's policy would hire an Idaho Falls lawyer to defend the homeowner if there was a lawsuit, and would pay any judgment against the homeowner up the policy limit. Quite often the homeowner's policy will even provide medical payments coverage. This could provide coverage for medical bills to anybody who is not a member of the homeowner's household who may become injured on the homeowner's premises, whether or not the homeowner was negligent. There is always a restriction on the amount of medical bills that will be paid.

Renter's Insurance

An individual who doesn't own a home but who rents from another person will frequently carry renter's insurance that insures the renter's personal property against loss by fire, theft, etc. Some of the same considerations for renter's insurance as those mentioned previously in homeowner's might apply regarding jewelry, works of art, etc. Most renter's policies offer liability protection for the owner of the policy much like homeowner's.



Call Thomsen Holman Wheiler PLLC to help solve your case. Each Idaho Falls lawyer is equipped with the skills you need.